We all need money one day or another but it is not always easy to know where to turn to get a loan of money. We may need money to finance a project that is important to us, to deal with unforeseen events or simply to make ends meet.
Let’s see what means exist and from whom you can make a loan of money and what are the ways to do it.
Make a loan from a relative
If you need a small amount the simplest solution is to make a loan of money to a loved one – either a family member, a friend, or an acquaintance to whom you trust.
We advise you to make this loan in the rules, ie with a writing that explains :
- the amount of the money loan
- the sum
- repayment terms
This debt recognition will allow you to avoid all (or almost) later problem . Know that this writing is also an obligation in France, from 760 euros .
Make a loan from your bank
Your bank, no matter which one, necessarily offers credit to its customers because it is part of its object of activity. So you can ask your advisor which credit is best for the amount you need.
Do not subscribe right away.
We advise you to request a written offer that you can bring home. Then you can compare this offer with those of other French banks . To compare the best money lending offers on the French market, please consult our credit comparator .
Depending on the amount you need and the purpose of that money (buying a car, doing work, going on a trip, buying a home, etc.) you will have several types of credit that you can use.